Blog Posts

Retirement Checklist

Tuesday, May 10th, 2022

Whether the day you stop working is a decade away or around the corner, these to-do items will help you retire on your own terms.

Set Yourself Up for a Successful 2022 (Ten New Years to-do’s to start the new year off right.)

Tuesday, December 21st, 2021

Every year, Americans set lofty goals for themselves, and every year they come up short, real short. A full 81% of people bail on their New Year’s resolutions before January ends. Managing money better is often one of those resolutions. People want to improve their finances and setting resolutions can you a game plan for how to do better. Your resolution should be specific, measurable and achievable.

Let’s break that trend for you and not call them resolutions (as we know what happens to those), but tasks or to do’s to set you up for financial success!

Ten tasks/to-do’s to start the year off right and head towards financial success:

(click title orimage to read the article)

Four Big Retirement Blunders

Saturday, October 23rd, 2021

It’s too bad, but financial advisers see these four mistakes all the time. Don’t fall into the same traps. Despite the chatter you’ve probably overheard through the years — at work, family gatherings or neighborhood barbecues — few people actually know as much about retirement planning as they think they do.

3 Steps to a Retirement Income Plan: Nobel Prize Winner Helps Out

Friday, September 17th, 2021

Figuring out how much income you need during retirement and formulating a retirement income plan is the most important aspect of financial planning. Don’t believe me? Well, the theory is advanced by Robert C. Merton, recipient of the 1997 Alfred Nobel Memorial Prize in Economic Sciences and Distinguished Professor of Finance at the MIT Sloan School of Management.

Can I Afford to Retire?

Tuesday, August 31st, 2021

That fearful question is what holds many people back from taking the plunge, but a little fact-finding & proper planning could give you the information you need to make an informed decision.

Sequence-of-returns risk could undo years of careful planning

Wednesday, May 19th, 2021

Here’s how that happens, and a couple of ways to help avoid it.

The Perfect Storm for Retirees

Friday, April 23rd, 2021

Today’s retirees could face a perfect storm because they are living longer and spending more time in retirement, while at the same time losing access to traditional pension plans. This means they may have to use different financial planning strategies than retirees of the past.

Social Security Basics: Claiming & Maximizing Your Benefits

Sunday, April 11th, 2021

Claiming Social Security benefits at the right time means more money in your pocket. Here's a guide to help understand and maximize your benefits more.

Required Minimum Distributions (RMDs)

Monday, April 5th, 2021

Last year, the passage of the CARES Act waived required minimum distributions (RMDs) for everyone. However, that waiver has ended, and now, if you’re of RMD age, you must ensure that you take your RMD this year and in subsequent years.

Money Moves to Make in the Decade Before You Retire

Wednesday, March 24th, 2021

For most people, retirement seems like a faraway dream, something that will happen “one day.”

5 Things You Need to Decide Before You Can Retire

Friday, February 19th, 2021

You’ve got to think these things through and make sure all your bases are covered before you can finally call it quits and retire.

Do Stimulus Checks Increase the Tax on Social Security Benefits?

Monday, January 18th, 2021

The answer to this question comes down to whether a stimulus check increases "provisional income."

6 Birthdays to Know for Retirement

Friday, January 15th, 2021

There are important milestone ages to note before and throughout retirement. Mark these birthdays on your calendar to boost your retirement income and avoid unnecessary penalties.

Shift from a savings mindset to a spending mindset for retirement

Wednesday, December 30th, 2020

After decades of planning and putting money away, you may think it would be easy for most people to shift from a savings mindset to a spending mindset. Yet one often overlooked aspect of retirement planning is income draw down.