Universal Life Insurance

Seeking flexibility in your life insurance coverage and payments? Then this Flexible Universal Life insurance plan may be the right one for you. This permanent insurance plan offers a cash accumulation feature that earns guarantees interest returns according to our declared current rates. This policy has flexibility in coverage and premiums.

This policy is the swiss army knife of life insurance and is very adaptable. We can customize and design a policy that fits your needs now and it can adjust as your life and needs do. Can also adapt and be included as a key part of your retirement. We can explain and show you all the options available 


Whole Life Insurance

If you’re in the market for insurance coverage that continues throughout your lifetime with premiums that don’t go up and coverage that doesn’t come down, Whole Life insurance could be a fit for you! Single Pay, Ten Pay, and Life Pay Whole Life policies offer protection for individuals up to age 80 with coverage amounts that start at $15,000. Each of these whole life policy options features the ability to accumulate cash value. They’re designed with your individual needs in mind — meaning you choose how you’d like to pay. Single Pay offers the flexibility of lifetime coverage with one premium, while Ten Pay allows you to pay for your policy within 10 years on a frequency that fits your schedule. If it’s better for your budget to pay smaller amounts over the course of your lifetime on monthly, quarterly, semi-annual or annual terms, Life Pay may be the best option for you.


*Coverage is guaranteed provided you make the premium payments as specified in the terms of your policy. If policyholder dies with outstanding loans on policy, the benefit payout will be reduced. 

*This is not an insurance policy. It is intended only to provide a general description of Insurance and/or product lines and services. An actual policy contains the specific details of the coverages, conditions and exclusions. Your agent can explain the policy and benefits and answer any questions you may have before you buy.